e-dataRESPONSE+

Given the extensive amount of personal data in medical records, health care providers are in the crosshairs of super hackers. e-dataRESPONSE+ is a cyber liability coverage that protects you whether a data breach at your practice is the result of an accident — a lost flash drive, an email sent to the wrong person, a discarded file — or malicious intent. 


Hallmarks of e-dataRESPONSE+

  • Affordable. Especially considering the average cost of a data breach is nearly $500 per patient record.1
  • Comprehensive. We provide the expertise and resources needed to assist you through a privacy or security breach.
  • 3 Limits Available. Doctors have the option to buy $250,000, $500,000 and $1,000,000 limits.

First Party Liability Coverages

Key Coverage Features

  • Virus and malicious code coverage
  • Unauthorized access of physically lost or stolen data storage devices
  • Electronic and paper records
  • Payment card breach (No sublimit)
  • Regulatory imposed civil fines or penalties (HIPAA)(Subject to sublimit, may not be fully covered)

Breach Notice Services Coverages

  • Credit and fraud monitoring (One year)
  • Expenses to comply with breach laws
  • Legal services
  • Forensic services
  • Notice fulfillment services
  • Breach notice response service

Third Party Liability Coverages

Security Breach Liability Coverages

  • Virus and malicious code coverage
  • Unauthorized access/use
  • Breach of service provider system
  • Inside criminal activity
  • Denial of service attack
  • Theft/loss of data on computer system
  • Extra expense to recover from breach

Privacy Liability Coverages

  • Theft or loss of PII
  • Negligent privacy violation, Correction to PII
  • Negligent privacy violation, Access to PII

Protect your practice from accidental or malicious privacy breach. Contact your Insurance Agent or ProAd directly at 800-492-0193.


References

  1. “Cybersecurity: The Hidden Health Tech Crisis No One’s Talking About.” HIT Consultant magazine. July 15, 2021. https://hitconsultant.net/2021/07/15/cybersecurity-hidden-health-tech-crisis/#.YPA5C-hKhaR